Dirt Cheap Vehicle Insurance: 4 Guaranteed Steps

1. You can reduce your car insurance rates by taking advantage of a multi-vehicle discount. It It's advisable to insure all your cars with the same insurance company unless you have a better deal for one of your vehicles with another insurer. Doing some shopping and then checking with what you'll save with a multi-vehicle discount is an easy way to be sure if this is in your best interest. But however you look at it, a multi-vehicle discount is one way to get cheaper rates.

2. You'll also get a considerable discount if you maintain multiple policies with the same insurer. All you are expected to do to qualify for this discount is to buy your auto insurance policy from the very insurer which is handling, for example, your homeowners insurance.

Howbeit, care has to be taken because that an insurance company gave you great rates for one policy does NOT guarantee that they will for another. Getting quotes and comparing them with savings you'd make are very recommended steps. You'll be sure of the better option for you if you do this.

3. Policyholders who do NOT make claims for over three years normally get a special discount for this. A number of insurers don't give this without some persuasion.

Your agent should be made to see your displeasure with their refusal to offer you such a discount and don't fail to point out that you will possibly leave for a different insurance carrier. With this type of driving history getting a much lower rate is really quite easy since policy holders who stay claims free are every insurance provider's dream.

Most insurance carriers will do everything within their powers to be certain they don't lose you and this will likely result in a compromise on their part.

4. You can get savings of hundreds of dollars on your auto insurance policy by obtaining insurance quotes from quote sites. The best strategy is to visit not less than five sites and ensuring that you give the same (correct) information about yourself.

I advise that you use not less than five quotes sites because that will ensure you do not miss out better quotes not carried by the other sites. This provides you a broader basis for doing better comparisons thus increasing your chances of getting more for less.