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Saturday, September 19, 2009

Affordable Auto Insurance Quotes: 5 Serious Facts


Everyone out there would be quite glad to find a way of enjoying lower car insurance rates provided such a way will NOT negatively affect the scope of coverage they enjoy. Let's explore a number of proven ways of getting just that...

1. Are you aware of every discount that your insurance provider offers? Since agents too are human they might not remember to tell you about some discounts you are qualified for. You will know only by telling your agent that you want to be sure you've been informed about every discount available. You might be surprised at discounts you've not benefited from.

2. Participate in a defensive driving class. In addition to the fact that they will improve your driving, they will show your insurer that you're taking active steps to reduce your risk level.

3. A good option for you is to use your parents' car insurance policy. The fact that you're of driving age means that your parents belong to a better risk age group.

To take advantage of this though, you will have to live with your parents and also have the vehicle registered in their name. This means that by law they own the car. If the benefits of "independence" outweigh your car insurance savings then this is certainly not alternative for you.

4. Ensure you do NOT enter false details as you complete your forms. Insurance fraud costs us all.

If you're one such people who don't care what your actions cost the rest, then be informed that your insurance provider will cancel your policy once they discover your details are false. This could make you lose a lot more than what you thought you would save. This is partly because of the added cost you'd bear if your policy lapses (which is what would happen if your insurer cancels your policy).

It's been estimated that insurance fraud adds up to $1,500 to the average family's insurance premium annually. Help make the world a better place by doing your bit to ensure we don't have to pay a lot more.

5. You can save a lot of dollars by visiting not less than five quotes sites. That way, you'll be able to get the lowest auto insurance quotes possible because five sites will give up to 25 quotes altogether.


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