Dirt Cheap Car Insurance -- Suggestions For Particular Age Groups

1. For drivers who are less than 25 years, auto insurance rates can be truly outrageous. But for those who find themselves in this age bracket, getting good grades at school will go a long way to help you get better rates. It's called the good student discount.

You need to have a grade point not lower than B to have a good student discount. This will slash off up to five percent from your rate if you make yourself eligible. Experience has shown insurers that what makes a student maintain excellent grades is a level of responsibility which such students also maintain while driving. It's unusual to find reckless under-25 drivers who keep getting excellent grades.

2. If you're a senior citizen you can reduce your rate if you take courses recommended for elderly drivers. Because completing this will give you a discount of up to 10%, it's certainly worth giving a try. You are advised get details about this from your insurance agent.

3. Are you a retired person? Then you should qualify for a retiree discount with most insurance companies. The simple argument for this discount is that retirees generally drive less. This will definitely cut down anybody's mileage.

The fine points for each insurer might be different but this is certainly a good way to cut down your vehicle insurance cost. Do learn more about eligibility requirements from your agent. If for any reason they do NOT have a discount like this, don't forget to tell your insurance agent about your change in mileage. This should bring about lower rates for you.

4. You will save a lot of money in auto insurance if you get and compare auto insurance quotes from insurance quotes sites. You will make savings if you use only one of such sites. But, you will get more by using at least five.

The straightforward logic in this is that you'll receive a greater number of auto insurance quotes from many more insurance companies. This raises your chances of getting better quotes.