Cheaper Car Insurance -- 4 Tested Recommendations

1. Those who have more than one car will make considerable savings if they insure all those cars with the same insurance company. You can only do otherwise if the sum of your rates with various insurers is less than what you'll be given with a multi-vehicle discount if you buy from one insurance company. Doing some shopping and then checking with what you'll save with a multi-vehicle discount is an easy way to be sure if this is in your best interest. Insuring more than one vehicle with the same insurance company will always give a decent discount.

2. You'll equally be eligible for a reasonable discount if you maintain multiple policies with the same insurance carrier. All you need to do to qualify for this is to buy your auto insurance policy from the same carrier that is providing, for example, your homeowners insurance.

Nevertheless, I must stress that you may NOT be saving as much as you might by switching. It is worthwhile that you get and compare quotes. This done, you will be be well equipped to say for sure if staying put would save you more.

3. People who do NOT make claims for above three years usually enjoy a special discount for this. Several insurance providers do NOT offer this discount without some coercion.

If your insurance provider is one of the few who don't give this discount let them know without mincing words that you'll go to another provider. Really, you should because you'll almost always find a better deal with another company if you've maintained a claims-free status for this long.

Almost all insurance carriers will do everything within their powers to ensure they don't lose a prized policyholder and this should result in a concession from them.

4. You will save a lot if you really have between 25-30 minutes. Visit, obtain and compare auto insurance quotes from various quotes sites. The cheapest quote should be what you go for easily.

However, you have to look beyond just the lowest price to the best price to value ratio. The cheapest may not be the best price/value for you as a person.