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Wednesday, October 14, 2009

Very Cheap Vehicle Insurance -- 4 Time-Tested Ways


1. You can bring down your auto insurance rates by positioning yourself for a multi-vehicle discount. It It's advisable to insure all your cars with the same insurance company unless you have a better rate for some of your vehicles with another insurer. You can find out which will serve you best by first doing a little research before making this decision. But if you don't have plans to shop around, you can rest assured that you'll still save a bit with a multi-vehicle discount.

2. Having multiple policies with a specific provider also attracts a considerable discount. This clearly implies you should endeavor to get your auto insurance policy from the same company that provides your renters, medical or LTC insurance policies.

Nevertheless, you must be careful because that an insurance carrier gave you low rates for a policy doesn't guarantee they will for another policy. Shopping around for quotes and comparing them with what you'll save are highly beneficial steps. This done, you will be in a position to say for sure if staying put would be to your advantage.

3. There is A type of discount known as "good driver discount." This for policyholders who haven't made claims for 3 years and above. But bear in mind that not all insurance companies present this discount.

Your agent must be made to realize your displeasure with their refusal to give you this discount and do NOT fail to point out that you will possibly switch to another insurance carrier. With this type of driving record locating a much lower rate is really quite easy since policy holders who stay claims free are every insurance provider's dream.

Most insurance carriers will do everything possible to make sure they don't lose a prized policyholder and this should result in a concession from them.

4. You will save much money in auto insurance if you obtain and compare auto insurance quotes from insurance quotes sites. You will realize savings if you go to just one of such sites. But keep this in mind, you will get better results by using at least five.

The simple reason for this is that you will get a greater number of auto insurance quotes from many more insurers. This raises your chances of getting better rates.


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